New Blue Cross Dental plan
Posted by ilhealthquotes on November 6, 2009
Something to Smile About…Blue Cross now has a great Dental Plan to go along with their Chicago health plans.
You’ll get dental coverage on day one – with no deductible required – for checkups, cleanings and other preventive services. Most important, costs are typically reduced when you receive care from any of our participating network dentists. However, you also have the option to see any dentist not in the network, but your out-of-pocket costs may be higher.
With BlueCare Dental PPO, you’ll get:
* one of the highest maximum annual benefit levels available – up to $1,500 per person per year
* Up to a 20% Discount, up to a maximum savings of $1,000 for orthodontic services at participating dentists
Eligibility requirements:
* You must enroll in a BCBSIL health plan in order to enroll in the dental plan (you have up to 31 days from the effective date of your policy to enroll).
* All members on that health plan must be enrolled in BlueCare Dental PPO.
* Once your dental plan is dropped for any reason, you cannot re-enroll unless you reapply for a new heatlh insurance plan.
Monthly premium for BlueCare Dental PPO
1 Your dental care benefits are highlighted in this chart. To fully understand all the terms, conditions, limitations and exclusions which apply to your benefits, please read the entire BlueCare Dental PPO Rider.
2 For services received from a non-participating dentist, the member will be responsible for any difference between the dentist’s charges and the maximum allowable charge. The maximum allowable charge is based on our network negotiated fees. Further information regarding the maximum allowable charge and network status of dentists is available by calling the toll free telephone number on the back of your dental identification card.
3 Benefit Waiting Period – You must be continuously covered under your rider for twelve (12) months before being eligible for the following covered services: (1) Major Restorative Services; (2) Prosthodontic Services; and (3) Miscellaneous Restorative and Prosthodontic Services.
To get a quote for a BlueCross health plan and dental plan click the link on the right side of the page or go to Chicago Health Insurance.
